Business Insurance
Business Insurance
Get covered and have peace of mind
Stonebridge Partners HR places workers’ compensation, general liability, property and commercial auto coverage for small businesses in Texas. Texas is the only state where most private employers can choose not to carry workers’ compensation, so we help owners compare subscribing with non-subscriber options before they decide.
Worker's Compensation
Property & Casualty
General Liability
Auto & More
Workers Compensation
Protection for you and your employees who suffer on-the-job injuries.
What's Covered?
- Medical Costs due to workplace injury or sickness
- Lost wages due to workplace injury or sickness
- Costs to retrain injured or sick employees returning to work
- Related legal fees
- Wages for a temporary worker
What's Not Covered?
- Medical Costs for certain non-traditional employees - Including unpaid workers (e.g. interns or volunteers)
Worker's Compensation Alternative
In Texas, participation in the Workers’ Compensation system is voluntary. An employer that chooses to opt out of the Texas Workers’ Compensation System is a Non-subscriber. In this version, YOU can control your costs and claims.
You Have Two Choices in TEXAS
1) Subscribe to Texas Workers’ Compensation
- The Insurance carrier controls your claim
2) Non-subscription to Texas Workers’ Compensation
- Customize benefit plan to fit your needs
- Help control claim costs
- Reduce fraud
Property and Casualty
Stonebridge helps you identify the right type of P&C insurance for your specific needs. Protecting your business against damaged property, theft, vandalism, or fire and weather events is a critical piece to your safety umbrella
General Liability
General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include: * Bodily injury and property damage liability * Personal and advertising injury * Medical payments * Products completed operations * Damage to premises rented to you Stonebridge will help assess your needs and determine the best policy for your goals.
Auto and More...
Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles. Covered Vehicle Examples: * Box Trucks * Food Trucks * Work Vans * Service Utility Trucks Stonebridge assesses your vehicles and provides the best options that align with your business goals.
